Tuesday, 30 June 2009


We all spend a lot of money on getting the latest handsets

available in the market, we either rush to the service

providers to see if they have any deals with our favorite

phones or we simply buy sim free phones. But the money

spent on purchasing the cell phone the either way can go

down the drain if we do not buy mobile phone insurance. If

your one of those lazy personalities who thinks iphone

is a waste, then think twice. The research shows,

that over 1.3 million mobile phones stolen and 1.6 million

phones damaged or lost. Now this is a big number and you

never know you mobile might be just the next one increasing

these digits.

While buying a iphone these are the points you should

consider if you want your phone to be insured with the best

value cover, if you buy insurance in the store where you

purchase the mobile phone you will undoubtedly pay much

more for your insurance.

Contract iPhone Insurance:

Those handsets which you get on contract, you ought to make

sure if you are getting insurance on them what the policy

covers or not. Often insurance offered at point of sale

does not cover the most likely things that will cause you

to claim water damage and lost phones, but if insurance

facility is not taken up then it creates a problem if the

phone is stolen or damaged. As the contract is done in

advance for 12 months, so you have to pay the line rent

whether you are using the line or not.

Is my Mobile Covered in Home Insurance?

Nearly all houses are insured, so when you purchase a

mobile you first go through your home insurance contents to

see if it covers gadgets and mobiles and check the level of

cover provided as this tends to be very limited on

household insurance. If they are not covered you can get

them included and this will give some basic cover.

Is Free Mobile Insurance Possible?

With competition going to the peak in almost all

industries, not only service providers offer free mobile

insurance along phones but now banks have also followed

this trend. Banks like Barclays and Lloyd Banks cover

mobile insurance on purchase of their special cards.

What does Mobile Insurance Cover?

Mobile insurance covers the theft charges and the damage

charges. But you have to read the contract carefully

because on certain occasions such as water spilling on the

cell or cell phone being stolen while it was left

unattended do not cover insurance.

Special Mobile Phone Insurance:

Special mobile iphone insurance companies are always a

better choice to get your phones insured from. These

companies promise to pay you and replace you your cell

phone and the gadgets with in 48 hours under predefined

circumstances. Moreover, as they are dealing with this type

of insurance specifically there able to deal with the

claims more speedily reducing the impact on you.

Iphone Insurance Uk proposes competitive mobile insurance

policies for all phones even for 3G phones and IPhones. We

insure IPhones from only for £5.88 per month; claims will

be completed with in 48 hours. If in 12 months you have no

claim you get a free battery and after two years of no

claim you get the latest version of your handset for free.